Lending Service Fees

Review of loan applications

Minimum loan amount
200 000 EUR

Granting of a loan

Application fee

Fee*
0.1 %, min 500 EUR

*Application fee is non-refundable

Management commission for acquisition of loan resources and loan processing

Fee
starting from 1%

Extension of and other amendments to the loan

Commission for reservation of granted credit resources for credit lines and overdrafts (from unused portion of the granted limit)
starting from 1 % annually
Commission for reservation of granted credit resources for loans (from unused portion of the granted limit) or credit lines for trade finance
starting from 1 % annually
Late payment interest/penalty for delayed principal or interest payment (of the overdue amount starting with the first day of delay)
0.2 % per day

Changes of the interest rate

Application fee
200 EUR
Management comission and processing fee
0.3%, min 500 EUR

Extension of the credit line agreement

Application fee
200 EUR
Processing fee
0.5%, min 500 EUR

Other amendments in loan/security agreement

Application fee
200 EUR
Processing
to be agreed, min 500 EUR

Refinancing process fee

Refinancing to other credit institution (from the refinancing amount)
starting from 2 %

Drawing up of interbank (Bilateral) payment arrangements agreement (if deal is financed by JSC "Rietumu Banka")

Drawing up, processing and service
0.2 %, min 200 EUR

Drawing up of interbank (Bilateral) payment arrangements agreement (if the deal is financed in other bank)

Processing fee
to be agreed, min 150 EUR

Other fees related to credit servicing

Provision of bank approvals, coordination of lease agreements, preparing draft/coordination of other documents at the request of the client
to be agreed, min 50* EUR for each document
Issuing of standard credit statement or report
50* EUR

* including VAT, if applicable in accordance to the existing norms of the Value Added Tax Law of the Republic of Latvia

Escrow account maintenance

Opening & Maintenance of escrow account (if the deal is financed by JSC "Rietumu Banka")

Composing, forming and maintenance (standard agreement -- sale/purchase of unimpaired property in Latvia)
0.3 %
Change of the escrow account agreement terms (standard agreement -- sale/purchase of property in Latvia)
100 EUR
Non-standard agreement
to be agreed, min 1000 EUR

Opening & Maintenance of escrow account (without bank financing)

Standard agreement (sale/purchase of unimpaired property in Latvia)
0.4 %, min 750 EUR
Change of the agreement terms
200 EUR
Other services
to be agreed
Non-standard agreement
to be agreed, min 1500 EUR

Review of loan applications

Minimum loan amount
1 000 000 EUR
Minimum overdraft amount
50 000 EUR

Granting of a loan

Appllication fee*
0.1 %, min 3000 EUR

*Application fee is non-refundable

Management commission for acquisition of loan resources and loan processing

Fee
starting from 1 %

Extension of and other amendments to the loan

Commission for reservation of granted credit resources for credit lines and overdrafts (from unused portion of the granted limit)
starting from 1 % annually
Commission for reservation of granted credit resources for loans (from unused portion of the granted limit) or credit lines for trade finance
starting from 1 % annually
Late payment interest/penalty for delayed principal or interest payment (of the overdue amount starting with the first day of delay)
0.2 % per day

Changes of the interest rate

Application fee
1000 EUR
Management comission and processing fee
0.3%, min 1000 EUR

Extension of the credit line agreement

Application fee
1000 EUR
Processing fee
0.5%, min 1500 EUR

Other amendments in loan/security agreement

Application fee
1000 EUR
Processing
to be agreed, min 1000 EUR

Drawing up of interbank (Bilateral) payment arrangements agreement (if deal is financed by JSC "Rietumu Banka")

Drawing up, processing and service
0.2 %, min 1000 EUR

Drawing up of interbank (Bilateral) payment arrangements agreement (if the deal is financed in other bank)

Processing fee
to be agreed, min 500 EUR

Other fees related to credit servicing

Provision of bank approvals, coordination of lease agreements, preparing draft/coordination of other documents at the request of the client
to be agreed, min 75* EUR for each document
Issuing of standard credit statement or report
75* EUR

* including VAT, if applicable in accordance to the existing norms of the Value Added Tax Law of the Republic of Latvia

Project analysis

Fee
to be agreed

Escrow account maintenance

Opening & Maintenance of escrow account (if the deal is financed by JSC "Rietumu Banka")

Composing, forming and maintenance (standard agreement -- sale/purchase of unimpaired property in Latvia)
0.3 %
Change of the escrow account agreement terms (standard agreement -- sale/purchase of property in Latvia)
200 EUR
Non-standard agreement
to be agreed, min 1000 EUR

Opening & Maintenance of escrow account (without bank financing)

Standard agreement (sale/purchase of unimpaired property in Latvia)
0.4 %, min 2500 EUR
Change of the agreement terms
200 EUR
Other services
to be agreed
Non-standard agreement
to be agreed, min 3000 EUR

Review of loan applications

Minimum loan amount
500 000 EUR

Granting of a loan

Application fee

Fee*
0.1 %, min 1500 EUR

*Application fee is non-refundable

Management commission for acquisition of loan resources and loan processing

Fee
starting from 1 %

Extension of and other amendments to the loan

Commission for reservation of granted credit resources for credit lines and overdrafts (from unused portion of the granted limit)
starting from 1 % annually
Commission for reservation of granted credit resources for loans (from unused portion of the granted limit) or credit lines for trade finance
starting from 1 % annually
Late payment interest/penalty for delayed principal or interest payment (of the overdue amount starting with the first day of delay)
0.2 % per day

Changes of the interest rate

Application fee
250 EUR
Management comission and processing fee
0.5%, min 1500 EUR

Extension of the credit line agreement

Application fee
250 EUR
Processing fee
0.5%, min 1500 EUR

Other amendments in loan/security agreement

Application fee
250 EUR
Processing
to be agreed, min 750 EUR

Fee for early loan redemption, incl. refinancing

from early repaid loan amount
starting from 2%, min 500 EUR

Drawing up of interbank (Bilateral) payment arrangements agreement (if deal is financed by JSC "Rietumu Banka")

Drawing up, processing and service
0.2 %, min 200 EUR

Drawing up of interbank (Bilateral) payment arrangements agreement (if the deal is financed in other bank)

Processing fee
to be agreed, min 500 EUR

Other fees related to credit servicing

Provision of bank approvals, coordination of lease agreements, preparing draft/coordination of other documents at the request of the client
to be agreed, min 50* EUR for each document
Issuing of standard credit statement or report
75* EUR

* including VAT, if applicable in accordance to the existing norms of the Value Added Tax Law of the Republic of Latvia

Escrow account maintenance

Opening & Maintenance of escrow account (if the deal is financed by JSC "Rietumu Banka")

Composing, forming and maintenance (standard agreement -- sale/purchase of unimpaired property in Latvia)
0.3 %
Change of the escrow account agreement terms (standard agreement -- sale/purchase of property in Latvia)
100 EUR
Non-standard agreement
to be agreed, min 1000 EUR

Opening & Maintenance of escrow account (without bank financing)

Standard agreement (sale/purchase of unimpaired property in Latvia)
0.4 %, min 1000 EUR
Change of the agreement terms
200 EUR
Non-standard agreement
to be agreed, min 1500 EUR

Review of loan applications

Minimum loan amount
1 000 000 EUR
Minimum overdraft amount
50 000 EUR

Granting of a loan

Appllication fee*
0.1 %, min 3000 EUR

*Application fee is non-refundable

Management commission for acquisition of loan resources and loan processing

Fee
starting from 1 %

Extension of and other amendments to the loan

Commission for reservation of granted credit resources for credit lines and overdrafts (from unused portion of the granted limit)
starting from 1 % annually
Commission for reservation of granted credit resources for loans (from unused portion of the granted limit) or credit lines for trade finance
starting from 1 % annually
Late payment interest/penalty for delayed principal or interest payment (of the overdue amount starting with the first day of delay)
0.2 % per day

Changes of the interest rate

Application fee
1000 EUR
Management comission and processing fee
0.5%, min 3000 EUR

Extension of the credit line agreement

Application fee
1000 EUR
Processing fee
0.5%, min 3000 EUR

Other amendments in loan/security agreement

Application fee
1000 EUR
Processing
to be agreed, min 3000 EUR

Fee for early loan redemption, incl. refinancing

from early repaid loan amount
starting from 2%, min 1000 EUR

Drawing up of interbank (Bilateral) payment arrangements agreement (if deal is financed by JSC "Rietumu Banka")

Drawing up, processing and service
0.3 %, min 1500 EUR

Drawing up of interbank (Bilateral) payment arrangements agreement (if the deal is financed in other bank)

Processing fee
to be agreed, min 1500 EUR

Other fees related to credit servicing

Provision of bank approvals, coordination of lease agreements, preparing draft/coordination of other documents at the request of the client
to be agreed, min 100* EUR for each document
Issuing of standard credit statement or report
100* EUR

* including VAT, if applicable in accordance to the existing norms of the Value Added Tax Law of the Republic of Latvia

Project analysis

Fee
to be agreed

Escrow account maintenance

Opening & Maintenance of escrow account (if the deal is financed by JSC "Rietumu Banka")

Composing, forming and maintenance (standard agreement -- sale/purchase of unimpaired property in Latvia)
0.3 %
Change of the escrow account agreement terms (standard agreement -- sale/purchase of property in Latvia)
200 EUR
Non-standard agreement
to be agreed, min 1000 EUR

Opening & Maintenance of escrow account (without bank financing)

Standard agreement (sale/purchase of unimpaired property in Latvia)
0.4 %, min 2500 EUR
Change of the agreement terms
200 EUR
Other services
to be agreed
Non-standard agreement
to be agreed, min 3000 EUR